Legal and Regulatory Information
Legal and Regulatory Information
Any party accessing the information provided on this website by Hyposwiss Private Bank Genève SA (Hyposwiss) declares that they have read, understood and accept the following terms and conditions:
1. Automatic Exchange of Information
Hyposwiss Private Bank Genève SA is a reporting Swiss financial institution in accordance with the SwissFederal Act on the International Automatic Exchange of Information in Tax Matters. The Partner Jurisdictions of Switzerland for purposes of International exchange of Information in tax matters are identified in the following website: Swiss Confederation, State Secretariat for International Financial Matters SIF .
2. Special Risks in Securities Trading
Since 1 February 1997, commercial trading in securities is governed by the Stock Exchange Act (Swiss Federal Act on Stock Exchanges and Securities Trading of 24 March 1995). The Act requires securities dealers and banks to inform their clients about types of transaction and investments that may involve special risks. Please consult the brochure available on the Swiss Bankers Association website.
3. Deposit Insurance
Hyposwiss Private Bank Genève SA is required to sign the Agreement by Swiss Banks and Securities Dealers on Deposit Insurance, and as such is a member of esisuisse. Client deposits held with the Bank are protected up to CHF 100’000 per client. Deposits also include medium-term notes held in the name of the depositor at the issuing bank. All relevant information on the deposit insurance scheme can be found at www.esisuisse.ch.
4. Access restrictions
Access to the information contained on this website may be subject to legal and regulatory restrictions applicable to the user. Parties to whom such restrictions apply must not access Hyposwiss’ website. The parties concerned are responsible for taking every necessary measure to ensure that access to this website is authorised by the competent authorities relevant to them.
This website is not aimed at parties for whom publication or provision of the website is not permitted by the applicable laws and regulations on the grounds of residence, nationality or any other reason. In such cases, the user is invited to leave this site immediately. In particular, this website is not aimed at parties residing in the United States or of American nationality, or those deemed American nationals under local laws. Investors residing in the United States, of American nationality or deemed American nationals, may obtain information about the services available to them by contacting Hyposwiss Advisors SA, a Swiss wealth management company based in Geneva.
5. No offer
The information is provided on the website for information purposes only and does not constitute a recommendation or offer of products or services, in particular banking services, by Hyposwiss. Nor does it constitute advice or any inducement to conduct a transaction or enter into any legal relationship whatsoever. Hyposwiss does not offer any online service or any benefit on this website. No element of this website may be deemed a proactive initiative on Hyposwiss’ part in respect of third parties, and any contact made with the bank will be deemed to have been made solely at the third party’s initiative.
6. No guarantees
Although Hyposwiss endeavours to ensure that the information contained on this website is comprehensive, it does not offer any guarantee, implied or express, regarding the reliability, accuracy or exhaustive nature of said information.
This website is subject to change at any time and without notice. Hyposwiss is under no obligation to update or change any information and accepts no liability in this respect.
7. Investment performance
None of the information or material on this website must be used as a basis for recommending or making any other decision regarding an investment. Investors must be aware that the value of investments, and any income from them, can go up or down and investors may not get back the full amount invested. Past performance in no way guarantees future performance.
8. Links to other websites
This website may provide automatic links to other websites controlled or provided by third parties. Use of such links to other pages external to this website will be at the user’s own risk and Hyposwiss offers no guarantee in respect of the content of such other websites. Consequently, Hyposwiss will not be liable for the content thereof or for the products, services or similar offered through them.
Hyposwiss expressly refuses any liability for any direct, indirect or consequential damage associated with accessing this website, or any other website linked to this website, with use of this website or operation thereof and, in particular, for any direct, indirect or consequential damage related or connected with any action or failure to act, in full or in part, on the basis of the information provided on said other website, or resulting from any inability to access its content.
10. Intellectual property
All elements of this website are the property of Hyposwiss and are protected by copyright or other intellectual property rights, subject to any rights belonging to third parties. Unauthorised reproduction, distribution or retransmission of these elements is prohibited. No element of the website will grant rights, in particular a licence to use, over the images, trademarks or any other intangible right contained therein. Hyposwiss reserves the right to assert all of its intangible rights contained on this website.
11. Applicable law and place of jurisdiction
Use of this website is subject to Swiss law which shall exclusively govern the interpretation, application and effect of all of the terms and conditions of use set out above. Any dispute relating to or in connection with the website, or resulting from use thereof, will be subject to the sole jurisdiction of the courts of Geneva.